BCF provides debt financing through our direct lending program, with small business loans starting at $100,000 for an initial term of five years. Interest rates and other terms and conditions are set by us based on risk analysis and market interest rates. Debt financing offered by BCF is made in three general ways:
(1) senior term loans, (2) subordinated debt, and (3) lines of credit.
Loan Range: $100,001 - $1MM
Terms: Up to 5 years
Collateral: 1st Lien position on all business assets. A second position lien may be considered on a case-by-case basis. Outside collateral may be required.
BCF deploys a variety of microloans ranging in size between $5,000 and $100,000 per borrower with interest rates as low as three percent. Qualified microloan recipients have up to five years to repay the funds. Once approved and funded, you can immediately start using the loan proceeds as intended.
Rates: 3%-10% fixed with monthly automatic payments via ACH**